The Benazir Income Support Programme (BISP) has recently made a serious update that has left many women feeling deeply worried and upset. Over the past 3 years or more, they had been receiving regular Kafalat payments under the scheme, which served as crucial aid for low-income families. However, those who did not complete the Dynamic Survey have had their support stopped and were disqualified from the program. This unexpected decision, led by the Compliance Monitoring Team and backed by the Government of Pakistan, has removed around 1.3 million recipients from the Kafalat program, marking their last payment as a final relief. As someone who has seen how critical this financial safety net is for single mothers and widows, I understand the concerns of these now disqualified women, many of whom are currently unsure how to cope with the issue.
In April 2025, Senator Rubina Khalid addressed these concerns and emphasized the Transparency and Fairness of the system. She explained how the dynamic NSER registry, introduced in 2023, was created to keep information current and offer disqualified women a chance to reapply if they belong to an eligible household. The latest decision also came with PMT Score Adjustments, raised from 32 to 35 for widows, divorced women, and their disabled children, allowing more families to become eligible. Those affected are encouraged to visit their Tehsil-level registration desks, call the helpline (0800-26477), or file an appeal through the Appeals Process. The dynamic registry, supported by NADRA, enables real-time updates to correct survey errors or reflect changes in household status. It’s important to remember that there are No Registration Fees—as clarified by officials—and people should be warning others against scams where agents charge illegal fees to fix PMT scores or re-verification record.
The Consequences for Thousands of Women Left Behind
Thousands of women across Pakistan who were once regular beneficiaries of BISP have now been declared ineligible. They failed to complete the mandatory Dynamic Survey, which was required to update their information in the official database. As someone who has helped families navigate this system before, I’ve seen how a missed update can abruptly cut off vital support—especially when the process isn’t clearly communicated to vulnerable households.
Steps to Reapply for BISP
🔹 1. Verify Disqualification Reason
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- Thousands of disqualified women must first verify the reason for their removal.
- Common reasons include:
- High PMT score
- Expired CNIC
- Survey errors
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Ways to check:
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- Online: Visit 8171.bisp.gov.pk, enter your 13-digit CNIC number, fill in the captcha, and view your status. The portal may indicate if your score exceeds 32 or cite another issue.
- SMS: Send your CNIC to 8171 using your registered mobile number. You will receive a message stating the disqualification reason, such as biometric failure.
- Helpline: Call 0800-26477 to speak with a BISP representative for clarity.
- BISP Office: Visit a local Tehsil office for in-person verification.
- Tip: The portal can be slow, especially during payment phases like June 2025. If so, use the SMS method or try again later.
- Make sure your SIM is linked to your CNIC.
🔹 2. Update Your CNIC and Biometric Data
- Expired or mismatched CNIC or fingerprints can cause disqualification.
- Steps to update:
- Go to a NADRA office to renew your CNIC if it’s expired.
- Update your registered mobile number if necessary.
- If biometric verification failed, re-scan fingerprints at NADRA (processing time: 3–7 days).
- Ensure your CNIC is active and ready for BISP communication.
- Tip: Bring your original CNIC and a utility bill for faster processing. Visit the NADRA website to find the nearest center.
🔹 3. Update NSER Survey Data
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- The National Socio-Economic Registry (NSER) determines your PMT score based on:
- Household income
- Assets
- Living conditions
- The National Socio-Economic Registry (NSER) determines your PMT score based on:
- You should update this data if there are:
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- Job loss
- Reduced assets
- Changes in dependents
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- PMT cut-off scores:
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- Below 32 – general eligibility
- 35 for widows/divorced women
- 37 for families with disabilities
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- Where to go:
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- Tehsil-level BISP registration desks
- Mobile NSER vans in remote areas (check local media or BISP’s social media)
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- Documents required:
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- Original CNIC (mandatory)
- Children’s B-Forms
- Proof of economic hardship (e.g., unemployment records, medical bills, tenancy agreements)
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- During the survey:
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- Provide accurate details:
- Household size
- Income (must be below PKR 25,000/month)
- No vehicles or property
- Any loss of income or increased dependents
- Receive a tracking number to monitor your application status
- Provide accurate details:
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- Processing time:
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- Usually 3–7 days, longer during high-demand periods (e.g., Phase 3 payments, June 2025)
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- Tip: Be honest to avoid permanent disqualification for fraud
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- If you’re a widow or divorced, mention it for higher PMT cut-off set in April 2025
🔹 4. File an Appeal (if Needed)
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- If your disqualification feels unfair, you can file an appeal
- Example: PMT score slightly above 32, or survey errors
- If your disqualification feels unfair, you can file an appeal
- Steps to appeal:
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- Visit a BISP Tehsil office or dynamic registration desk
- Submit the appeal with:
- Original CNIC
- Family registration documents (e.g., B-Forms)
- Proof of poverty (e.g., utility bills, no government employment)
- You can also lodge a verbal appeal by calling 0800-26477 and then follow up in person
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- BISP will:
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- Review your case
- Re-assess your PMT score
- Notify you via SMS or the 8171 portal
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- Processing time: 7–14 days, depending on case volume
Frequently Asked Questions
Why the Dynamic Survey Is Important
- The Dynamic Survey is a mandatory process required by BISP to stay enrolled in the program.
- It collects updated details about:
- Family size
- Income level
- Housing conditions
- Children’s school status
- Job or employment changes
- Without this update, BISP cannot confirm if a beneficiary still qualifies for support.
Who Is Now Disqualified?
- You are disqualified from the Benazir Kafalat Program if:
- You received Kafalat money in the past 3+ years
- You did not complete the Dynamic Survey
- Your status was not updated in the BISP system
- 🛑 You will remain disqualified until you complete the new survey and requalify under the new quota.
Why Requalifying Is Now More Difficult
- Rejoining the program is harder due to:
- The need to be added to a new quota with limited space
- Only a certain number of new women can be added each year
- Reapproval now depends on your current financial status and survey results
- This makes the process more competitive and uncertain than before.
What About Children’s Education Stipends?
- ✅ There is some relief: Children’s education stipends (Taleemi Wazaif) will continue even if the mother is disqualified from Kafalat payments.
- Your child can still receive school-related support, but only if:
- Their B-Form and school enrollment are updated
- Ensure all information is current to keep receiving stipends.
What Should Disqualified Women Do Now?
✔ Step-by-Step Guide to Reapply
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- Visit the Nearest BISP Registration Center
- Go to your local BISP Dynamic Survey desk
- Visit the Nearest BISP Registration Center
- Bring:
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- Your Original CNIC
- Your children’s B-Forms (especially if applying for education stipends)
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- Ask for the Dynamic Survey
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- Request to be added again through the new quota
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- Complete the Survey Form
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- Share honest details about your income, family, and living conditions
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- Wait for Verification
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- Your data will be checked by the system
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- Check Status via SMS
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- After a few weeks, send your CNIC number to 8171 to see if you are eligible again
How to Check Eligibility Through 8171
- You can always check your current status in these ways:
- SMS: Send your 13-digit CNIC to 8171
- Online: Visit https://8171.bisp.gov.pk
- In Person: Go to your nearest BISP office
Q: How to check BISP payment online by CNIC in 2025?
To view your BISP payment status online:
- Visit the official site: https://8171.bisp.gov.pk
- Enter your 13-digit CNIC number
- Fill in the image code (captcha)
- Click “Submit” to see your status
Alternatively, you can also send your CNIC number via SMS to 8171 for updates.
Q: How to register for the Benazir Income Support Programme?
You can register by taking part in the BISP Dynamic Survey:
- Go to your nearest BISP Registration Center
- Carry your original CNIC and children’s B-Forms (if applicable)
- Complete the survey form at the center
- Wait for the verification process to finish
- Check your registration status by sending your CNIC to 8171
Q: What is the Dynamic Survey in BISP and how to complete it?
The Dynamic Survey is used by BISP to gather up-to-date household information to reassess eligibility.
To complete it:
- Visit a BISP registration desk
- Take your original CNIC and any required documents
- Answer questions about your family, income, and living conditions
- Your information will be entered into the BISP system
Q: Why did I stop receiving BISP Kafalat payments?
Your payments may have been paused for several reasons, including:
- You didn’t complete the Dynamic Survey
- Your income increased
- Your CNIC expired or had errors
- You were disqualified or didn’t complete reverification on time
Q: How to check BISP eligibility through 8171?
Here’s how to check your status:
- Open your phone’s SMS app
- Type your 13-digit CNIC number
- Send it to 8171
You’ll receive a reply indicating whether you’re eligible.
Q: What documents are needed for BISP Dynamic Survey registration?
Bring the following documents to the BISP center:
- Your original CNIC (usually the woman’s
- Children’s B-Forms (if applying for school stipends)
- Electricity or gas bill (sometimes requested)
- Disability certificate (if applicable)
- Husband’s death certificate (for widows)
Q: Can I apply for BISP again if I was disqualified?
Yes, but it’s more challenging now.
- You’ll need to retake the Dynamic Surv
- You must qualify under the updated quota system
- Approval depends on your financial condition
Despite the difficulty, you can still try by visiting the BISP center
Q: Will children’s Taleemi Wazaif continue if the mother is disqualified?
Yes, the education stipends (Taleemi Wazaif) will still be provided even if the mother is no longer receiving Kafalat payments, provided that:
- The child’s B-Form is registered
- The child remains enrolled in school
Make sure school records are regularly updated.
Q: What is the latest update of BISP Kafalat program 2025?
As of May 2025:
- Phase 3 of Kafalat payments has started in Punjab
- Payments of Rs. 13,500 are being issued via camp sites
- Completing the Dynamic Survey is now required
- Disqualified women must reapply under the new quota
Q: How long does it take to get BISP payment after registration?
After completing the survey and verification, it typically takes 3 to 8 weeks to start receiving payments.
If approved, you’ll get a confirmation message from 8171, and payments will continue every three months.
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