How to Apply for Kamyab Jawan Program – Free Loans & Skill Training 2025

 

The Kamyab Jawan Program is a bold and government-backed initiative that I’ve personally seen transform lives around me. Tailored specifically for the Pakistani youth, it opens the door to a brighter, more self-reliant future by offering business loans that range from PKR 100000 to 7.5 million. As someone who’s worked closely with youth-led enterprises, I’ve witnessed how this programme, led by the Government of Pakistan, acts as a game-changer—especially for young people aged 15-45, which is a significant part of Pakistan’s population. With 68% of citizens under 30, the country’s growing youth bulge has long needed direction, and this program offers exactly that.

What sets this successful initiative apart is its dual focus on education and skills training, both of which lay the foundation for sustainable job opportunities and meaningful employment opportunities. Through scholarships, structured training, and easily accessible loans, it gives youth the tools they need to succeed. More than just aid, it’s about empowerment—helping individuals not only survive but truly benefit from long-term economic growth. I’ve seen graduates from this program land real, impactful roles, turning their potential into productivity by 2025 and beyond.

What is Kamyab Jawan Programme?

The Kamyab Jawan Programme, also known as the Prime Minister’s Youth Programme, was launched in 2019 by Imran Khan to empower Pakistan’s youth by providing the right tools for education, employment, and engagement. I remember the first time I heard about the Youth Entrepreneurship Scheme (YES) and how it excited many of my peers who dreamed of starting their own businesses. Alongside YES, initiatives like Skills for All (Hunarmand Pakistan) and the Green Youth Movement made this program inclusive and wide-reaching. With billions of rupees in funding, the program supports young people from Punjab, Sindh, Balochistan, Khyber Pakhtunkhwa, Gilgit-Baltistan, and Azad Jammu & Kashmir.

Even in 2025, the program stays active, despite facing past pauses like the one in 2022. What makes it reliable is its focus on practical solutions—offering loans to fuel startups, free tech courses, and direct job placements. As someone guiding new graduates today, I see the real action this program brings to shape Pakistan’s future. It’s not just a policy—it’s a path.

Core Goals of the Kamyab Jawan Program

From my experience working with Pakistani youth, I’ve seen how strategic support can truly reshape lives. The Kamyab Jawan Program is built around empowering the next generation through clear and impactful goals. Here’s how the program creates lasting change:

  • Encourage and guide young entrepreneurs to launch and grow their own businesses
  • Promote entrepreneurship among the Pakistani youth by giving them access to real-world resources
  • Reduce both unemployment and joblessness by offering and generating new job creation opportunities
  • Provide specialized technical training and vocational training to improve skillsets
  • Support and strengthen small enterprises, medium enterprises, and medium-sized enterprises
  • Focus on empowering SMEs as a key driver of economic stability and employment
  • Open up broad employment avenues that are accessible across provinces and regions

These goals are not just statements—they reflect what I’ve witnessed firsthand. The program creates structured pathways that build confidence and opportunity for thousands of aspiring youth across Pakistan.

Key Areas Empowering Youth Through the Program

The Kamyab Jawan Program is not just a single step toward change—it is a carefully structured journey. With several focused segments, it gives young people from all backgrounds a chance to build their future confidently. As someone who has worked with many young entrepreneurs, I can confidently say that the impact of these segments is real, tangible, and widespread. Below are the main components that make this program a national asset.

Youth Entrepreneurship Scheme (YES)

This is the heartbeat of the Kamyab Jawan Program—a game-changer for young business owners looking to start a business or expand existing businesses.

  • Offers interest-free, low-interest, and subsidized loans
  • Supports young entrepreneurs with step-by-step financial assistance
  • Structured Loan Amounts include:
    • Level 1: PKR 100000 – 500000 (interest-free)
    • Level 2: PKR 500001 – 1500000 (less markup
    • Level 3: PKR 1500001 – 7500000 (less markup
  • Broader range: Rs. 100000 to Rs. 25 million available for eligible applicants
  • Eligibility: Open to Pakistani citizens, men and women, aged between 18 and 45 or aged 21-45
  • Must be a CNIC holder with a valid CNIC
  • A Business plan required for submission
  • Application is Online through kamyabjawan.gov.pk

From what I’ve seen, this segment reduces the fear of heavy debt and replaces it with real opportunity.

Skills for All Program (Hunarmand Pakistan)

Another vital part of the program is the Skills for All Program, also known as Hunarmand Pakistan. It focuses on empowering the youth through free vocational training and technical education.

  • Provides free training in high-demand skills
  • Covers industries like IT, construction, hospitality, robotics, and cloud computing
  • Has helped to train over 170000 youth in more than 720+ institutes
  • Several courses are aligned with CPEC job needs
  • Designed to enhance employability in Pakistan and abroad

This component closes the skill gap and prepares the youth for a competitive job market—something I’ve found invaluable when guiding fresh graduates.

Green Youth Movement

The Green Youth Movement stands out for its focus on environmental responsibility and sustainability.

  • Encourages projects and green projects that involve youth
  • Promotes environmental efforts and environmental awareness
  • Drives sustainable practices like planting trees, eco-innovation, and launching eco-friendly business ideas

In community sessions I’ve led, these activities help build both awareness and purpose among participants.

National Youth Council

Lastly, the National Youth Council offers a voice to the voiceless.

  • Acts as a platform for youth to influence policy
  • Empowers young people to raise their voice and shape Pakistan’s future

Having attended a few policy forums, I’ve personally witnessed how this platform elevates youth participation in national decision-making.

How to Apply and Who Can Join in 2025

The Kamyab Jawan Programme is your gateway to affordable loans and free training in high-demand fields. As someone who’s helped youth navigate applications before, I can confirm the process is smooth—if done right.

Steps to Apply

  • Visit the official website at kamyabjawan.gov.pk
  • Choose your program: Select YES for loans or Skills for All for training
  • Fill the form: Add your CNIC, phone number, and other basic details
  • Submit and wait: Processing takes up to 30 days. You’ll pay a Rs. 100 fee for loan applications
  • Track your status: Check updates online anytime using your CNIC

Who Can Apply?

This program is open to all Pakistanis, but some conditions apply.

  • Age limits: 21-45 for loans; 15-29 for some training programs
  • Eligibility: Must be Pakistani citizens with a valid CNIC
  • Exclusions: Government or bank employees cannot apply for loans
  • Special cases: IT and e-commerce workers aged 18+ can apply for micro-loans
  • The program is inclusive—men, women, rural, and urban youth all welcome
  • Over 190,000 women have applied since the program began!

Benefits You Can Expect

The Kamyab Jawan Programme offers real, measurable impact. Here’s what you gain:

  • Jobs: Over 1 million job opportunities created through youth-led ventures
  • Skills: Free training in fields like AI and mobile app development
  • Money: Access to affordable loans with a low markup between 6–8%
  • Impact: Includes 28 COVID-19 innovations in 2020 alone
  • Still growing in 2025 with more scholarships and tech hubs planned

Suggested image: A young entrepreneur during a training session

Challenges & How to Overcome Them

No program is perfect, and some applicants face issues.

Common Challenges:

  • Rejected applications: Caused by missing business plan or incorrect info
  • Delays: Processing slows during high demand
  • Awareness: Many rural youth still don’t know about the program

Solutions:

  • Always double-check your form before submission
  • Call support teams at partnered banks like Faysal Bank or Bank of Khyber
  • Spread the word in your community to help others benefit too

Progress and Achievements So Far

Having observed its influence firsthand, I can confidently say the Kamyab Jawan Program has brought meaningful change across Pakistan. From local communities to major cities, this initiative has empowered many to pursue goals that once felt impossible. The program is more than policy—it’s practical action, and here’s how that impact shows:

  • Thousands of loans have been approved and successfully disbursed to young individuals across the country.
  • Multiple training programs have been launched, equipping youth with critical skills needed in today’s economy.
  • A surge in youth-led startups has created jobs across various sectors, strengthening innovation and local employment.
  • The program has actively encouraged women and minorities to participate in business, promoting inclusivity and equal opportunity.

From my experience mentoring young entrepreneurs, the most powerful outcome has been the confidence it gives people to act on their ideas. Whether someone is building a digital solution or opening a local shop, the Kamyab Jawan initiative provides the push they need to get started.

Why This Program Truly Matters

From my years mentoring ambitious youth, I’ve seen how much Pakistan’s youth can achieve when given a real chance. With over 60% of Pakistan’s population made up of young individuals, the Kamyab Jawan Program is not just another initiative—it’s a powerful step toward investing in the country’s potential.

The program goes beyond promises. It offers real support to every student, job seeker, or aspiring entrepreneur ready to turn dreams into reality. Whether you’re a recent graduate or a young professional, Kamyab Jawan creates the chance to build a better future through practical tools and resources.

  • Focused on reducing unemployment by opening doors for self-employment and enterprise
  • Fostering a strong culture of innovation and self-reliance across cities and rural areas
  • Promoting and supporting innovation through access to finance, mentorship, and skills
  • Aims to fix skills gaps, which remain wide and contribute to high unemployment rates
  • In 2025, the program is adapting to new trends like AI, green jobs, and sustainable entrepreneurship
  • Over 100 tech centers have been built and thousands of youth have been trained
  • Whether you’re planning to start a dairy farm, code apps, or plant trees, this initiative has your back
  • The program bridges the divide between ambition and opportunity, offering tailored support to uplift each participant

In my work with community programs, I’ve seen this initiative become a turning point. It provides the missing link between passion and profession for so many across Pakistan.

People Also Ask 

What’s the loan limit for Kamyab Jawan?

You can apply for loans starting from Rs. 100,000 up to Rs. 25 million, divided into three levels.

Is the program still active in 2025?

Yes, the program continues in 2025 with updated funding and newly added training courses.

How do I check my application status?

Simply go to the official website and use your CNIC on the tracking page to view your status.

Can women apply?

Yes, definitely! Since 2019, thousands of women have successfully become part of the program.

Who is eligible for the Kamyab Jawan Program?

Pakistani citizens between the ages of 15–45 with a valid CNIC are eligible, depending on the specific loan or training segment they apply for.

How do I apply online for the Kamyab Jawan Program?

You can apply by visiting kamyabjawan.gov.pk, selecting your desired program (YES or Skills for All), and filling out the application form with CNIC and contact details.

Is Kamyab Jawan loan interest-free?

Yes, loans under Tier 1 (Rs. 100,000 to Rs. 500,000) are interest-free. Higher tiers offer low markup rates between 6–8%.

What documents are required for Kamyab Jawan loan application?

Required documents include a valid CNIC, passport-sized photo, business plan, and contact details like phone number and email address.

How long does it take to get loan approval?

Loan processing usually takes up to 30 working days after submitting a complete application.

Can students apply for the Skills for All program?

Yes, students aged 15–29 can apply for free vocational and technical training under the Skills for All (Hunarmand Pakistan) program.

What is the difference between YES and Skills for All?

The Youth Entrepreneurship Scheme (YES) offers subsidized business loans, while Skills for All provides free training in high-demand fields like IT, robotics, and mobile development.

Are there any banks involved in the Kamyab Jawan Program?

Yes, banks like Faysal Bank, Bank of Khyber, and others are partnered for loan disbursement and application support.

Can I apply if I live in a rural area?

Absolutely. The program is open to all Pakistani youth—whether from urban or rural areas.

How many women have benefited from the program so far?

Over 190,000 women have applied for loans since the program began, making it highly inclusive.

 

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